Skip to content
Chill & Chamber

Cooling Pillows

The best pillow protectors for hot sleepers

Two completely different products are sold under this one name, and only one of them will stop a night sweat. Work out which problem you have before you spend anything.

By Stephen V. · Specs last verified · Prices live as of September 29, 2026

We earn a commission if you buy through our links, at no extra cost to you. It never changes what we rank or what we say — how this is funded and how we pick.

Decide first whether you are solving sweat or dust, because the two products share a name and nothing else. If your pillow is going yellow and smelling, you need a waterproof protector, and the best of them put an absorbent cotton terry or viscose face in front of the film. If the pillow is fine and your head is just hot, buy a breathable lyocell protector with no membrane in it at all — it will sleep cooler, and it will stop no liquid whatsoever.

Almost everyone arrives at this page from one of two directions, and the shops treat them as the same customer. One person has pulled the case off a two-year-old pillow, found a yellow-brown map of their own head printed into it, and wants that to stop happening. The other person sleeps hot, has already changed the case and the sheets, and has seen a listing that says “cooling pillow protector for hot sleepers”.

Those two people need opposite products. The first needs a barrier, and every barrier to liquid is at least partly a barrier to the water vapor coming off your head, so it will sleep warmer than no protector at all. The second needs the exact opposite: a layer with nothing sealed in it. The category is full of listings that let you believe one product does both, and none of them does.

The stain is the reason, and a pillowcase does not stop it

The yellowing is sweat, sebum and saliva soaking through the case into the fill, plus whatever is left on your skin and hair when you go to bed. A pillowcase is a single layer of woven cloth with no barrier in it. It catches some of that and passes the rest straight through, which is why the stain is on the pillow and not on the case. Washing the case weekly — which you should — does nothing about what has already gone past it.

What is living in that is the other half of the problem. The American Lung Association describes dust mites as pests that “feed on dead human skin cells”, notes that they “do not drink water like we do; they absorb moisture from the air”, and puts the scale of it plainly: “roughly four out of five homes in the United States have dust mite allergens in at least one bed.” The ACAAI adds the conditions they want — “temperatures at or above 70 degrees Fahrenheit with humidity of 75 to 80 percent.” A warm, damp pillow under a hot sleeper’s head is close to a purpose-built habitat.

So there is a real reason to own one of these beyond protecting the pillow. The question is what it costs you in temperature, and that depends entirely on which of the two products you buy.

Two products, one name

Read enough listings and the category splits cleanly in half. Neither half is dishonest, exactly, but almost nothing tells you which half it is in without you reading the bullets carefully.

The two things sold as pillow protectors, and what each one actually does
Waterproof protectorBreathable protector
ConstructionFace fabric laminated to a film (TPU or polyurethane)Woven or knitted cloth with a zipper, no film
Stops sweat reaching the pillowYes, completelyNo. It slows it and that is all
Stops dust mites and allergensYes, by seal and pore sizeYes, by pore size, if it fully encloses the pillow
Effect on how hot you sleepWarmer. The film slows vapor whatever the face is made ofNeutral to cooler, depending on the fiber
Typical wash instructionCold, gentle, low tumble dry, to protect the filmUsually the same as the fabric it is made from
Who it is forNight sweats, incontinence, children, allergy encasementHot sleepers whose pillow is not actually getting wet

Every single protector we ranked that is marketed at hot sleepers with words like cooling, chill or cloud-like turns out to be in the right-hand column. The Serta and the lyocell picks below never claim to be waterproof anywhere in their listings, because they are not. That is not a criticism of them. It is the thing you have to notice before you buy one to fix a soaked pillow.

What we ranked on

1. What the face fabric is made of.On a waterproof protector this is the only physics you get to choose, because the film behind it is going to behave like a film regardless. A face that absorbs — cotton terry, viscose, lyocell — takes liquid sweat off your skin and holds it in the fiber. A face that does not absorb leaves the sweat where it landed, on you, with a sheet of plastic underneath it. That single difference is most of what separates a tolerable waterproof protector from the reason people hate them.

2. Whether there is a film at all. We treated this as a fork rather than a scoring criterion. A protector with no membrane cannot be compared to one with a membrane on either temperature or protection; they are answers to different questions. Both are represented below and both are labeled.

3. Loft. A protector is an extra layer between your head and the fill, and layers add height. A flat woven cover adds almost nothing. A terry face adds a looped pile you can feel. A quilted or padded protector adds enough to change the angle of your neck, which is why none is ranked here. If you are already at the edge of the right pillow height, the thinnest option is the right one; our guide to pillow loft covers why that matters more than it sounds like it should.

4. Whether it actually encloses the pillow.A zipper that runs the full length and closes properly is what makes a protector a barrier. An envelope closure or a half-length zip leaves an opening, and the allergy bodies are specific that the point of the product is enclosure: the ACAAI describes “zippered dust-proof covers – the material of these covers is designed with pores that are too small for dust mites to pass through.” Everything below is fully zippered.

5. Noise. The crinkle is what everyone remembers about cheap waterproof bedding, and it is caused by a stiff film with no soft face bonded to it. Laminated protectors with a real fabric face are quiet. Vinyl is not, which is one of several reasons the vinyl pick is the one to avoid.

6. Size, measured rather than assumed.“Standard” is not one size. The protectors below are cut at 20 by 26, 20 by 28 and 21 by 27 inches, all called standard by their own listings. A protector cut short will not close; one cut long will bag and wrinkle under your cheek. Measure the pillow, not the packet it came in.

The finding: nobody publishes a breathability number

Here is what we could not do, stated plainly because it is the most useful thing on this page. Every waterproof protector we read describes itself as breathable. Not one publishes a figure for it.

There is a standard measurement for this — moisture vapor transmission rate, the grams of water vapor that pass through a square meter of a material in 24 hours — and outdoor clothing brands quote it routinely, because in that market the number sells the jacket. In bedding it is absent. We checked the listings for all six products below and found fiber content, thread count, dimensions, certifications and wash instructions, and zero vapor-permeability data.

That means the honest ranking below is built on construction rather than on a claim we could verify, and it is why the waterproof picks are ordered by what their face fabric does rather than by whose “breathable” is truer. This is the same problem the site runs into with thread count on cooling sheets: the industry publishes the specs that flatter it and omits the one that would let you compare.

The wash-temperature trap

This one catches people who buy a protector specifically for allergies, and it is worth understanding before you spend.

The allergy guidance is consistent about heat. The Asthma and Allergy Foundation of America says to “wash your bedding, uncovered pillows and stuffed toys in water 130 degrees Fahrenheit or hotter each week”, and the American Lung Association puts the floor at “at least 120 degrees F once a week.” Hot water is what kills mites.

Now read the care instruction on a waterproof protector. The Utopia Bedding pick says to machine wash cold, gently, with the waterproof lining facing inward, and tumble dry on low. The Serta says cold, gentle cycle. The lyocell says cold, gentle, avoid high heat. Hot water and tumble heat are what destroy a laminate, so the products sold partly for mite control are the products you are told not to wash at mite-killing temperature.

The resolution is in the AAFA’s own wording, and it is the reason to own an encasement rather than an argument against one. It says to hot-wash your “uncovered pillows”. An encased pillow is not uncovered. The encasement replaces the hot wash of the pillow by making the pillow unreachable — the mites and the allergen are sealed on the far side of a pore structure they cannot cross, and what you launder weekly is the case on top. It also notes that “encasing mattresses works better than air cleaners to reduce allergy symptoms”, which is a useful sense of where this sits in the order of things worth doing.

If you want a protector you can genuinely wash hot, the SureGuard encasement is the only pick here whose listing says “machine wash & dry” without a cold-only restriction. That is a large part of why it costs what it costs.

Humidity does more work than the protector does

Before you buy anything, there is a free change that beats all of it for mites and helps with heat as well. The EPA’s indoor air guidance is to “keep indoor humidity between 30 and 50 percent”. The American Lung Association says to keep the home “below 50 percent humidity” and explains why that works: mites “absorb moisture from the air” rather than drinking, so dry air is not an inconvenience to them, it is fatal.

The same number helps you directly. Sweat cools you by evaporating, and evaporation slows as the air around you fills with water, which is why a humid 75°F bedroom is so much worse than a dry one. We have the full version of that on humidity and sleeping hot. A dehumidifier in a damp bedroom is one of the rare purchases that improves both problems at once, and it is worth doing before you decide the protector is the thing making you hot.

How to buy, in order

If the pillow is getting wet— night sweats, a child, anything medical — buy waterproof, and buy one with an absorbent face. The terry-faced SafeRest is the pick, and the difference you will feel against a smooth-faced one is not subtle: terry pulls the sweat into cloth, smooth cotton leaves more of it on the surface. Accept that you are trading some temperature for the protection, then get it back elsewhere in the bed.

If a doctor has told you to encase the bedding, buy the sealed encasement and stop optimizing for temperature on this one item. You want the fine zipper, the certification and the ability to wash it properly.

If the pillow is fine and you are just hot, do not buy a waterproof protector at all. A lyocell protector with no film in it is a better version of a pillowcase, and the cheaper and more effective move is often the case itself — see cooling pillowcases for the layer that actually touches your face. If the heat persists after changing both, the problem is the fill, not the covering, and how to keep a pillow cool walks through the rest.

If you are protecting a whole house of pillows, buy the cheap bamboo viscose waterproof pair per bed and do not spend encasement money on a guest room. The same logic applies one layer down on the mattress, where the stakes and the prices are higher: our mattress protector picks run the same face-fabric-over-film argument on a much larger piece of cloth.

One last thing worth saying out loud: a protector does not make an old pillow good. If the fill is compressed and flat, you are sealing a bad pillow inside a good cover. Replace it, then protect the new one from day one — that is the only version of this purchase that pays for itself.

If you’re drenched most nights, or it started suddenly, that’s worth raising with a doctor — it’s outside what bedding can fix, and outside what we cover.

Quick picks

Ranked on published construction and buyer fit. Select a row to jump to the full write-up. We have not slept on any of these — here is exactly what we do instead.

#ProductBest forHow it coolsPrice
1
SafeRest Waterproof Zippered Pillow Protector, Cotton Terry, Pack of 2

SafeRest Waterproof Zippered Pillow Protector, Cotton Terry, Pack of 2

Anyone who sweats enough to be ruining pillows and needs the sweat actually stopped

Best overall for sweatMoisture wicking
$19.00 · View on Amazon

Price as of September 29, 2026. #ad How we’re funded

2
Utopia Bedding Bamboo Viscose Waterproof Pillow Protectors, Pack of 2

Utopia Bedding Bamboo Viscose Waterproof Pillow Protectors, Pack of 2

Protecting several pillows at once without paying encasement prices

Cheapest waterproof worth owningMoisture wicking
$10.79 · View on Amazon

$11.9910% off

Price as of September 29, 2026. #ad How we’re funded

3
Hylnosia 100% Tencel Lyocell Zippered Pillow Protector, 2 Pack

Hylnosia 100% Tencel Lyocell Zippered Pillow Protector, 2 Pack

Hot sleepers who damp a pillowcase rather than soak a pillow

Coolest to sleep onMoisture wicking
$25.99 · View on Amazon

$28.9910% off

Price as of September 29, 2026. #ad How we’re funded

4
Serta Power Chill Cooling Pillow Protectors, Standard/Queen, 2 Pack

Serta Power Chill Cooling Pillow Protectors, Standard/Queen, 2 Pack

Buyers who want the cold-first-touch feel and are protecting against dust rather than sweat

Best cold-touch surfaceCold-touch conduction
$15.41 · View on Amazon

$19.2720% off

Price as of September 29, 2026. #ad How we’re funded

5
SureGuard Waterproof Zippered Pillow Protectors, Smooth Cotton, Set of 2

SureGuard Waterproof Zippered Pillow Protectors, Smooth Cotton, Set of 2

Dust mite allergy, bed bugs, or anyone told by a doctor to encase the bedding

Best sealed encasementMoisture wicking
$33.97 · View on Amazon

Price as of September 29, 2026. #ad How we’re funded

6
Elaine Karen Zippered Vinyl Waterproof Pillow Protector, 2 Pack

Elaine Karen Zippered Vinyl Waterproof Pillow Protector, 2 Pack

A spare-room pillow you want to wipe clean, not a bed you sleep in nightly

Skip thisCold-touch conduction
$7.99 · View on Amazon

Price as of September 29, 2026. #ad How we’re funded

#1Best overall for sweat

SafeRest Waterproof Zippered Pillow Protector, Cotton Terry, Pack of 2

The best compromise available in a product built on a compromise: an absorbent cotton terry face over the membrane, so sweat is pulled into cloth before it ever reaches the film. It is still a barrier, and it will still be warmer than no protector at all.

What it gets right

  • Cotton terry face — a looped pile that absorbs liquid, which is the single most useful property on the skin side of a membrane
  • The listing describes the waterproof layer as a back coating, so the film sits behind the cloth rather than against your cheek
  • Explicitly noiseless, which is the usual failure of cheap waterproofing
  • Machine washable and tumble-dryer safe at low temperatures

Trade-offs

  • It is a waterproof membrane. Every waterproof membrane slows water vapor, and nothing on the listing quantifies how much
  • Terry has pile, so this adds more loft under your head than a flat woven protector does
  • The listing publishes no fabric weight and no vapor-permeability figure, so 'breathable' is a claim you cannot check
  • Standard size only fits a standard pillow — measure before buying if yours is a queen or king
Published specifications
MaterialCotton terry face, waterproof membrane back coating
How it cools (our read)Moisture wicking
WeaveTerry (looped pile)
Fabric weight (GSM)Not published
Certifications statedNone stated

Why the construction matters. The listing states 'premium terry cotton, with a breathable, waterproof membrane back coating'. That construction order matters more than any cooling claim: the fiber that touches you absorbs, and the film that blocks sits behind it. On a waterproof protector the face fabric is the only physics you get to choose.

Specifications read from the product listing on September 29, 2026. “Not published” means the listing does not state that figure.

#2Cheapest waterproof worth owning

Utopia Bedding Bamboo Viscose Waterproof Pillow Protectors, Pack of 2

A viscose face over a TPU film at roughly a third of what the sealed encasements cost. If you are protecting four pillows in a house rather than solving one medical problem, this is the sane amount to spend.

What it gets right

  • Viscose derived from bamboo on the sleeping surface, which absorbs and spreads moisture instead of leaving it on your skin
  • The listing names the waterproof layer as TPU rather than hiding it behind the word breathable
  • Auto-lock zipper and full enclosure, which is what makes a protector a barrier rather than a slipcover
  • Cheapest waterproof option here by a wide margin

Trade-offs

  • The care instruction is a cold gentle wash and a low tumble dry, which is well below the 130 degrees Fahrenheit the AAFA advises for bedding washed to control dust mites
  • TPU is a film. It will slow vapor whatever the face fabric does, and the listing publishes no figure for how much
  • 20 by 26 inches — a genuinely standard-only cut, tighter than the 20 by 28 pillows many people own
  • No certification of any kind stated on the listing
Published specifications
MaterialBamboo viscose face, TPU waterproof layer
How it cools (our read)Moisture wicking
Fabric weight (GSM)Not published
Certifications statedNone stated

Why the construction matters. The listing states a '360-Degree Waterproof' TPU layer and a bamboo viscose face, and instructs you to wash it cold with the waterproof lining facing inward. That last detail is the tell: the film is the fragile part of every waterproof protector, and it is what fails years before the cloth does.

Specifications read from the product listing on September 29, 2026. “Not published” means the listing does not state that figure.

#3Coolest to sleep on

Hylnosia 100% Tencel Lyocell Zippered Pillow Protector, 2 Pack

The coolest thing on this page to actually sleep on, and the one that will not stop a night sweat. Lyocell with no film behind it is simply a zippered case in a very good fiber — buy it for the surface, not for the protection.

What it gets right

  • 300 thread count 100% lyocell, and the listing states the fiber rather than calling it bamboo and leaving it there
  • Lyocell absorbs moisture into the fiber, which is why it stays feeling dry longer than any synthetic at the same weight
  • No waterproof membrane anywhere in the construction, so nothing is slowing vapor off your head
  • Hidden full-length zipper, so the pillow is genuinely enclosed against dust and dry debris

Trade-offs

  • Not waterproof, and the listing never claims to be. If your complaint is a soaked pillow, this does not solve it
  • The HeiQ Smart Temp claim is a fabric treatment the listing describes but does not quantify, and finishes wash out over time in a way fiber does not
  • Costs more than twice the cheapest waterproof protector for less protection
  • Cold gentle wash only, with high heat to be avoided
Published specifications
Material100% Tencel lyocell, HeiQ Smart Temp finish
How it cools (our read)Moisture wicking
Fabric weight (GSM)Not published
Certifications statedNone stated

Why the construction matters. Read this listing's bullets against a waterproof one and the category splits in half in front of you. This one lists a fiber, a thread count and a temperature-regulating finish; it never says waterproof, because it is not. It blocks dust and dry debris by pore size, exactly as the allergy bodies describe an encasement doing, and it blocks liquid not at all.

Specifications read from the product listing on September 29, 2026. “Not published” means the listing does not state that figure.

#4Best cold-touch surface

Serta Power Chill Cooling Pillow Protectors, Standard/Queen, 2 Pack

The cold-touch option, and honest about what it is made of: 90% nylon and 10% spandex. That surface genuinely feels cold for the first minute and then matches your skin, which is the whole story of conduction cooling.

What it gets right

  • The listing publishes an actual fiber split — 90% cooling nylon, 10% spandex — which most of this category refuses to do
  • Genuinely cold to first touch: dense smooth synthetics conduct heat off your skin fast
  • Stated 3M Scotchgard stain release, so marks come out in the wash rather than setting
  • Cheaper than the lyocell and the sealed encasements

Trade-offs

  • Nylon does not absorb. Once the surface reaches skin temperature the cooling is over, and the sweat has nowhere to go but your skin
  • Not waterproof — it will not stop a night sweat reaching the pillow
  • A knit with 10% spandex is a stretch fabric, so it hugs the pillow and picks up your heat faster than a loose woven one
  • Machine wash cold on gentle only
Published specifications
Material90% nylon, 10% spandex knit
How it cools (our read)Cold-touch conduction
WeaveKnit
Fabric weight (GSM)Not published
Certifications statedNone stated

Why the construction matters. Published at 20 by 28 inches, which fits the longer standard pillows a 20 by 26 protector will not. Cold-touch is conduction: a dense, smooth, high-conductivity surface pulls heat out of your skin quickly until the two temperatures equalize. It is real, it is measurable, and it lasts about as long as it takes you to fall asleep.

Specifications read from the product listing on September 29, 2026. “Not published” means the listing does not state that figure.

#5Best sealed encasement

SureGuard Waterproof Zippered Pillow Protectors, Smooth Cotton, Set of 2

The only pick here you can wash and dry like ordinary bedding rather than nursing on a cold cycle, and the only one naming a third-party certification. It is also about three times the price of the cheap waterproof option, and you are paying for the seal, not for the temperature.

What it gets right

  • A sealed encasement rather than a cover — the listing describes a fine zipper that closes the pillow off completely
  • Smooth 100% cotton surface, and the listing states it is free from vinyl, PVC and phthalates
  • GREENGUARD Gold certified and independently lab tested per the listing, which is more evidence than anything else in this category offers
  • Machine wash and dry, with no cold-only restriction stated, so it can take the hot wash the allergy bodies advise
  • 10-year quality guarantee stated on the listing

Trade-offs

  • By far the most expensive option here, at roughly three times the cheapest waterproof protector
  • Smooth cotton over a laminate absorbs less than a terry face does, so more moisture stays on the surface
  • It is still a full waterproof barrier around the hottest part of the bed, and no vapor figure is published
  • Standard size is 21 by 27 inches — generous, but check it against a slim pillow or it will bag
Published specifications
Material100% cotton face, waterproof laminate
How it cools (our read)Moisture wicking
WeaveSmooth woven
Fabric weight (GSM)Not published
Certifications statedGREENGUARD Gold

Why the construction matters. The listing's own bullets are why this is the allergy pick and not the hot-sleeper pick: a 'Super fine zipper with Invisi-Zip technology completely seals off your pillow from bed bugs', and it 'Blocks dust mites, mold, mildew, pollen and pet dander'. Sealing is the job it is built for. Sealing and cooling are opposite requirements.

Specifications read from the product listing on September 29, 2026. “Not published” means the listing does not state that figure.

#6Skip this

Elaine Karen Zippered Vinyl Waterproof Pillow Protector, 2 Pack

Skip this one

Skip this one if you are going to sleep on it. Vinyl is a sheet of plastic against the hottest part of your body: it absorbs nothing, it passes no vapor, and it is the product that gave pillow protectors their reputation.

What it gets right

  • It is completely waterproof, and at this price it is the cheapest way to make a pillow survive a spill
  • Wipe-clean rather than launder, which is genuinely useful for a guest pillow or a rental

Trade-offs

  • Vinyl has no absorbency at all. Every drop of sweat stays as liquid on the surface, between the plastic and you
  • It passes essentially no water vapor, so the moisture your head gives off all night has nowhere to go
  • It crinkles audibly every time you turn over — the listing's own selling points are durability and wipe-clean, not silence
  • The listing states no face fabric, because there is not one: the plastic is the sleeping surface
Published specifications
MaterialVinyl
How it cools (our read)Cold-touch conduction
Fabric weight (GSM)Not published
Certifications statedNone stated

Why the construction matters. This is the control case for the whole page. A vinyl encasement does the protection job perfectly and the sleeping job not at all, which is exactly why every other product here is an argument about what to put in front of the film. The listing's bullets describe protection, durability and wipe-clean maintenance, and say nothing about breathability, because there is nothing to say.

Specifications read from the product listing on September 29, 2026. “Not published” means the listing does not state that figure.

Common questions

Do pillow protectors make you sleep hotter?

Waterproof ones do, to some degree. They are built around a film, and a film that blocks liquid also slows the water vapor coming off your head, which is the hottest interface in the bed. How much warmer depends mostly on the face fabric: an absorbent cotton terry or viscose face pulls sweat into cloth before it reaches the film, while a plastic or smooth synthetic surface leaves it on your skin. Protectors with no membrane at all are a different product and can genuinely sleep cooler than a plain pillowcase.

What is the difference between a pillowcase, a pillow protector and a pillow encasement?

A pillowcase is the decorative layer you wash weekly and it stops almost nothing. A protector is a zippered cover that encloses the pillow, and may or may not be waterproof. An encasement is a protector built specifically as a sealed barrier for dust mites or bed bugs, with a fine zipper and a pore structure small enough to block allergens. You can use all three at once, and for a sweat problem you probably should: encasement or protector on the pillow, case on top of it.

Will a pillow protector stop night sweats soaking my pillow?

Only a waterproof one will. Protectors marketed as cooling for hot sleepers are usually breathable covers with no membrane, and they will slow the sweat down without stopping it. Check the listing for the words waterproof, TPU or membrane. If none of them appear, it is not a barrier. It is worth adding that bedding manages a night sweat, it does not treat it, and drenching most nights is worth raising with a doctor.

How often should you wash a pillow protector?

Every two to four weeks is reasonable for a protector that sits under a pillowcase you are washing weekly, and immediately after any spill or a heavy sweat. Follow the care label rather than the general advice about hot-washing bedding: most waterproof protectors specify a cold gentle wash and a low tumble dry, because heat is what delaminates the film. The exception is a cotton encasement whose listing states it can be machine washed and dried normally.

Are waterproof pillow protectors noisy?

The cheap ones are. Crinkle comes from a stiff film with no soft face bonded to it, which is exactly what a vinyl cover is. A laminated protector with a real cotton terry or viscose face is quiet enough that you will not notice it once the pillowcase is on. If a listing does not mention noise at all and the material is vinyl or plain PVC, assume it crinkles.

Do pillow protectors help with dust mite allergies?

Yes, and the allergy bodies recommend them specifically. The ACAAI describes zippered dust-proof covers whose pores are too small for dust mites to pass through, and the AAFA advises zippered allergen-resistant covers on pillows, mattresses and box springs. The mechanism is enclosure rather than killing: the mites and their allergen end up sealed on the far side of the fabric. Pair it with keeping indoor humidity between 30 and 50 percent, which the EPA recommends and which mites cannot tolerate.

What size pillow protector do I need?

Measure the pillow rather than trusting the word standard, because it covers several different cuts. Among the protectors here, standard is variously 20 by 26 inches, 20 by 28 inches and 21 by 27 inches. A protector cut shorter than your pillow will not zip closed, and one cut much longer will bag and wrinkle under your cheek, which is both uncomfortable and an extra layer of insulation where you least want one.

Sources

Try the cheap thing first

Work down this list in order. Each step costs more than the one above it, and most people stop before the bottom. Replacing a mattress to fix a problem your sheets were causing is the most expensive mistake in this category.

  1. 1Pillowcase, then pillowUnder $20 to start
  2. 2Sheets$25-$60
  3. 3Top layer$30-$90
  4. 4Topper or pad$30-$300
  5. 5The mattress$200-$900

Before any of it: work out which one is actually your problem. If your bedroom is 78°F, none of these will save you.